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Live data · 74 countries · 222 cities · Free to cite

2026 Runway Report:
What Americans Can Afford, and Where They Can Actually Stay

Cost of living is the easy half. This report cross-references how long savings last against how long you may legally remain, how little income makes the math permanent, and which cheap countries survive a healthcare and safety filter.

0
runway in Egypt on $100K, against 30 days of legal stay
0
countries fully covered by $2,000/mo of income
0
combine 5+ yr runway with good healthcare and safety
0
cheapest tracked city (Batumi)

By Marcin Janiak · Computed live from the LeavingAmerica.co dataset · Updated July 2026 · Methodology

Key Findings

Six Numbers Worth Quoting

Free to cite in articles, newsletters, and research with attribution and a link to this page.

  1. In Egypt, $100,000 covers 11.9 years of living costs and the visa runs out after 30 days. Affordability and legal access are separate problems, and almost nobody publishes them side by side.
  2. 10 of 74 tracked countries admit Americans for just 30 days visa-free, and only 35 offer a digital nomad visa as a longer-term route. For the remaining 39, staying means employment, investment, ancestry, or repeated border runs.
  3. $2,000 a month in remote income fully covers local costs in 49 of 74 countries (66%). At $1,000 the number is 11; at $3,000 it reaches 67. Framed this way, the question stops being how much you saved and becomes how little you need to earn.
  4. Only 13 of 74 countries combine five or more years of runway with healthcare and safety scores of 7 or better. Vietnam leads at 9.3 years, followed by Malaysia and Romania. Cheap and livable overlap far less than cost tables suggest.
  5. The longest runways often fail that filter. India offers 11.1 years but scores 4 of 10 on safety; Turkey offers 9.8 years at a safety score of 3.
  6. Batumi, Georgia is the cheapest of 222 tracked cities at $350 a month, which turns $100,000 into 23.8 years. City-level figures diverge sharply from national averages, and the averages are what most coverage uses.

Finding 1

Where Your Money Outlasts Your Welcome

Countries offering at least four years of runway on $100,000, no digital nomad visa, and 90 or fewer visa-free days. The gap between the two columns is the part cost-of-living rankings never show.

Swipe to see all columns

Country Runway on $100K Visa-free stay Monthly cost
Egypt 11.9 yrs 30 days $700/mo
India 11.1 yrs 90 days $750/mo
Nepal 10.4 yrs 30 days $800/mo
Rwanda 10.4 yrs 30 days $800/mo
Cambodia 7.9 yrs 30 days $1,050/mo
Kenya 7.6 yrs 90 days $1,100/mo
Bulgaria 7.2 yrs 90 days $1,150/mo
Argentina 7.2 yrs 90 days $1,150/mo
Ghana 7.2 yrs 30 days $1,150/mo
Montenegro 6.9 yrs 90 days $1,200/mo
Poland 6.4 yrs 90 days $1,300/mo
Morocco 6.4 yrs 90 days $1,300/mo
North Macedonia 5.7 yrs 90 days $1,450/mo
South Africa 5.7 yrs 90 days $1,450/mo
Lithuania 5.4 yrs 90 days $1,550/mo
Taiwan 5.4 yrs 90 days $1,550/mo
Latvia 4.9 yrs 90 days $1,700/mo
Slovakia 4.8 yrs 90 days $1,750/mo
China 4.5 yrs 90 days $1,850/mo
Uruguay 4.4 yrs 90 days $1,900/mo
Estonia 4.3 yrs 90 days $1,950/mo
Slovenia 4.2 yrs 90 days $2,000/mo
Malta 4.1 yrs 90 days $2,050/mo
Cyprus 4 yrs 90 days $2,100/mo

Visa-free entry is not residency. Extensions, border runs, and long-stay permits exist in most of these countries, but each carries its own income thresholds, paperwork, and refusal risk. Anyone budgeting a multi-year stay should treat the legal pathway as the binding constraint, not the money.

Finding 2

How Little Income Makes Savings Permanent

Savings only deplete when spending exceeds income. This chart counts how many of the 74 tracked countries a given monthly income covers outright, at which point the runway stops being finite.

$750/mo
3 countries
$1,000/mo
11 countries
$1,250/mo
23 countries
$1,500/mo
33 countries
$2,000/mo
49 countries
$2,500/mo
59 countries
$3,000/mo
67 countries
$3,500/mo
72 countries

A part-time remote income of $1,000 a month, roughly one freelance client, covers full local costs in 11 countries outright. The same figure buys about a third of average rent in a mid-cost US city.

Model your own income and lifestyle level against every country in the Runway Calculator.

Finding 3

Cheap That Survives a Quality Filter

The 13 countries clearing five or more years of runway on $100,000 while also scoring 7 or better on both healthcare and safety. This ranking differs substantially from a pure cost ranking.

Vietnam
9.3 yrs H7 S7
Malaysia
7.9 yrs H8 S8
Romania
7.2 yrs H8 S7
Bulgaria
7.2 yrs H7 S8
Montenegro
6.9 yrs H7 S8
Albania
6.7 yrs H7 S7
Poland
6.4 yrs H8 S8
Hungary
5.7 yrs H8 S8
North Macedonia
5.7 yrs H7 S7
Croatia
5.6 yrs H8 S8
Lithuania
5.4 yrs H8 S8
Czech Republic
5.2 yrs H8 S8
Chile
5.1 yrs H8 S7

H = healthcare quality, S = safety, each scored 0 to 10. Sources for both are listed on the methodology page.

The countries that fail this filter are the ones cost rankings put first.
  • India: 11.1 years of runway, healthcare 7/10, safety 4/10
  • Turkey: 9.8 years of runway, healthcare 8/10, safety 3/10
  • Colombia: 8.3 years of runway, healthcare 8/10, safety 3/10
  • Kenya: 7.6 years of runway, healthcare 6/10, safety 4/10

Finding 4

National Averages Hide the Real Numbers

Monthly cost and $100,000 runway for 222 cities across 74 countries, cheapest first. Most coverage of this topic quotes country averages, which sit well above what specific cities actually cost.

222 cities

Swipe to see all columns

City Country Monthly cost Runway on $100K
Batumi Georgia $350/mo 23.8 yrs
Da Nang Vietnam $450/mo 18.5 yrs
Tirana Albania $450/mo 18.5 yrs
Chiang Mai Thailand $550/mo 15.2 yrs
Tbilisi Georgia $550/mo 15.2 yrs
Medellin Colombia $650/mo 12.8 yrs
Ho Chi Minh City Vietnam $650/mo 12.8 yrs
Kathmandu Nepal $650/mo 12.8 yrs
Sofia Bulgaria $750/mo 11.1 yrs
Hanoi Vietnam $750/mo 11.1 yrs
Buenos Aires Argentina $750/mo 11.1 yrs
Biratnagar Nepal $750/mo 11.1 yrs
Merida Mexico $800/mo 10.4 yrs
Bogota Colombia $800/mo 10.4 yrs
Belgrade Serbia $800/mo 10.4 yrs
Colombo Sri Lanka $800/mo 10.4 yrs
Cairo Egypt $800/mo 10.4 yrs
Lalitpur Nepal $850/mo 9.8 yrs
Guadalajara Mexico $900/mo 9.3 yrs
Bangkok Thailand $900/mo 9.3 yrs
Kuala Lumpur Malaysia $900/mo 9.3 yrs
Surabaya Indonesia $900/mo 9.3 yrs
Hyderabad India $900/mo 9.3 yrs
Bangalore India $900/mo 9.3 yrs
Mombasa Kenya $900/mo 9.3 yrs
Sihanoukville Cambodia $900/mo 9.3 yrs
Phnom Penh Cambodia $900/mo 9.3 yrs
Jaffna Sri Lanka $950/mo 8.8 yrs
Sharm El Sheikh Egypt $950/mo 8.8 yrs
Mexico City Mexico $1,000/mo 8.3 yrs
Penang Malaysia $1,000/mo 8.3 yrs
Delhi India $1,000/mo 8.3 yrs
Manila Philippines $1,000/mo 8.3 yrs
Battambang Cambodia $1,000/mo 8.3 yrs
Takoradi Ghana $1,000/mo 8.3 yrs
Musanze Rwanda $1,000/mo 8.3 yrs
Cape Town South Africa $1,000/mo 8.3 yrs
Quezon City Philippines $1,050/mo 7.9 yrs
Galle Sri Lanka $1,050/mo 7.9 yrs
Giza Egypt $1,050/mo 7.9 yrs
Jakarta Indonesia $1,100/mo 7.6 yrs
Denpasar Indonesia $1,100/mo 7.6 yrs
Quito Ecuador $1,100/mo 7.6 yrs
Nairobi Kenya $1,100/mo 7.6 yrs
Nakuru Kenya $1,100/mo 7.6 yrs
Accra Ghana $1,100/mo 7.6 yrs
Phuket Thailand $1,150/mo 7.2 yrs
Cartagena Colombia $1,150/mo 7.2 yrs
Budapest Hungary $1,150/mo 7.2 yrs
Casablanca Morocco $1,150/mo 7.2 yrs
Tangier Morocco $1,150/mo 7.2 yrs
Davao City Philippines $1,150/mo 7.2 yrs
Rustavi Georgia $1,150/mo 7.2 yrs
Lima Peru $1,150/mo 7.2 yrs
Shkoder Albania $1,150/mo 7.2 yrs
Tamale Ghana $1,150/mo 7.2 yrs
Gisenyi Rwanda $1,150/mo 7.2 yrs
Manta Ecuador $1,250/mo 6.7 yrs
Trujillo Peru $1,250/mo 6.7 yrs
Kumanovo North Macedonia $1,250/mo 6.7 yrs
Ostrava Czech Republic $1,300/mo 6.4 yrs
Bucharest Romania $1,300/mo 6.4 yrs
Rabat Morocco $1,300/mo 6.4 yrs
Curitiba Brazil $1,300/mo 6.4 yrs
Vlore Albania $1,300/mo 6.4 yrs
La Romana Dominican Republic $1,300/mo 6.4 yrs
Butare Rwanda $1,300/mo 6.4 yrs
Johannesburg South Africa $1,300/mo 6.4 yrs
Burgas Bulgaria $1,350/mo 6.2 yrs
Cuenca Ecuador $1,350/mo 6.2 yrs
Cusco Peru $1,350/mo 6.2 yrs
Ohrid North Macedonia $1,350/mo 6.2 yrs
Seville Spain $1,400/mo 6 yrs
Athens Greece $1,400/mo 6 yrs
San Jose Costa Rica $1,400/mo 6 yrs
Krakow Poland $1,400/mo 6 yrs
Istanbul Turkey $1,400/mo 6 yrs
Warsaw Poland $1,450/mo 5.7 yrs
Varna Bulgaria $1,450/mo 5.7 yrs
Kragujevac Serbia $1,450/mo 5.7 yrs
Brasilia Brazil $1,450/mo 5.7 yrs
Rio de Janeiro Brazil $1,450/mo 5.7 yrs
Punta Cana Dominican Republic $1,450/mo 5.7 yrs
Pretoria South Africa $1,450/mo 5.7 yrs
Antalya Turkey $1,450/mo 5.7 yrs
Porto Portugal $1,550/mo 5.4 yrs
Valencia Spain $1,550/mo 5.4 yrs
Kota Kinabalu Malaysia $1,550/mo 5.4 yrs
Iasi Romania $1,550/mo 5.4 yrs
Mendoza Argentina $1,550/mo 5.4 yrs
Nis Serbia $1,550/mo 5.4 yrs
Santiago Chile $1,550/mo 5.4 yrs
Bitola North Macedonia $1,550/mo 5.4 yrs
Izmir Turkey $1,550/mo 5.4 yrs
Chengdu China $1,600/mo 5.2 yrs
Santiago Dominican Republic $1,600/mo 5.2 yrs
Portmore Jamaica $1,600/mo 5.2 yrs
Niksic Montenegro $1,600/mo 5.2 yrs
Panama City Panama $1,650/mo 5.1 yrs
Prague Czech Republic $1,650/mo 5.1 yrs
Timisoara Romania $1,650/mo 5.1 yrs
Rosario Argentina $1,650/mo 5.1 yrs
Vilnius Lithuania $1,650/mo 5.1 yrs
Taipei Taiwan $1,650/mo 5.1 yrs
Mecca Saudi Arabia $1,700/mo 4.9 yrs
Spanish Town Jamaica $1,700/mo 4.9 yrs
Kotor Montenegro $1,700/mo 4.9 yrs
Lisbon Portugal $1,750/mo 4.8 yrs
Zagreb Croatia $1,750/mo 4.8 yrs
Busan South Korea $1,750/mo 4.8 yrs
Jeddah Saudi Arabia $1,750/mo 4.8 yrs
Riga Latvia $1,750/mo 4.8 yrs
Montevideo Uruguay $1,750/mo 4.8 yrs
Pecs Hungary $1,800/mo 4.6 yrs
Dammam Saudi Arabia $1,800/mo 4.6 yrs
Berlin Germany $1,850/mo 4.5 yrs
Alajuela Costa Rica $1,850/mo 4.5 yrs
Jelgava Latvia $1,850/mo 4.5 yrs
Siauliai Lithuania $1,850/mo 4.5 yrs
Madrid Spain $1,900/mo 4.4 yrs
Split Croatia $1,900/mo 4.4 yrs
Szeged Hungary $1,900/mo 4.4 yrs
Lyon France $1,900/mo 4.4 yrs
Beijing China $1,900/mo 4.4 yrs
Montego Bay Jamaica $1,900/mo 4.4 yrs
Budva Montenegro $1,900/mo 4.4 yrs
Bratislava Slovakia $1,900/mo 4.4 yrs
Nitra Slovakia $1,900/mo 4.4 yrs
Heredia Costa Rica $1,950/mo 4.3 yrs
Klaipeda Lithuania $1,950/mo 4.3 yrs
Rome Italy $2,000/mo 4.2 yrs
Osijek Croatia $2,000/mo 4.2 yrs
Osaka Japan $2,000/mo 4.2 yrs
Fukuoka Japan $2,000/mo 4.2 yrs
Manchester United Kingdom $2,000/mo 4.2 yrs
Shanghai China $2,000/mo 4.2 yrs
La Serena Chile $2,000/mo 4.2 yrs
Tallinn Estonia $2,000/mo 4.2 yrs
Liepaja Latvia $2,000/mo 4.2 yrs
Zilina Slovakia $2,000/mo 4.2 yrs
Heraklion Greece $2,050/mo 4.1 yrs
Santiago Panama $2,050/mo 4.1 yrs
Gdansk Poland $2,050/mo 4.1 yrs
Turin Italy $2,100/mo 4 yrs
Seoul South Korea $2,100/mo 4 yrs
Edinburgh United Kingdom $2,100/mo 4 yrs
Concepcion Chile $2,100/mo 4 yrs
Limassol Cyprus $2,100/mo 4 yrs
Narva Estonia $2,100/mo 4 yrs
Kranj Slovenia $2,100/mo 4 yrs
Patras Greece $2,150/mo 3.9 yrs
Colon Panama $2,150/mo 3.9 yrs
Paphos Cyprus $2,150/mo 3.9 yrs
Tainan Taiwan $2,150/mo 3.9 yrs
Maldonado Uruguay $2,150/mo 3.9 yrs
Plzen Czech Republic $2,200/mo 3.8 yrs
Graz Austria $2,200/mo 3.8 yrs
Parnu Estonia $2,200/mo 3.8 yrs
Coimbra Portugal $2,250/mo 3.7 yrs
Milan Italy $2,250/mo 3.7 yrs
Tokyo Japan $2,250/mo 3.7 yrs
Nantes France $2,250/mo 3.7 yrs
Abu Dhabi UAE $2,250/mo 3.7 yrs
Larnaca Cyprus $2,250/mo 3.7 yrs
Celje Slovenia $2,250/mo 3.7 yrs
Taichung Taiwan $2,250/mo 3.7 yrs
Salto Uruguay $2,250/mo 3.7 yrs
Birkirkara Malta $2,300/mo 3.6 yrs
Munich Germany $2,400/mo 3.5 yrs
Montreal Canada $2,400/mo 3.5 yrs
Ghent Belgium $2,400/mo 3.5 yrs
Dubai UAE $2,400/mo 3.5 yrs
St. Julian's Malta $2,400/mo 3.5 yrs
Maribor Slovenia $2,400/mo 3.5 yrs
Cologne Germany $2,450/mo 3.4 yrs
Daejeon South Korea $2,500/mo 3.3 yrs
Amsterdam Netherlands $2,500/mo 3.3 yrs
Utrecht Netherlands $2,500/mo 3.3 yrs
Antwerp Belgium $2,500/mo 3.3 yrs
Bruges Belgium $2,500/mo 3.3 yrs
Vienna Austria $2,500/mo 3.3 yrs
Perth Australia $2,550/mo 3.3 yrs
Hamilton New Zealand $2,550/mo 3.3 yrs
Paris France $2,550/mo 3.3 yrs
Doha Qatar $2,550/mo 3.3 yrs
Ajman UAE $2,600/mo 3.2 yrs
Sliema Malta $2,600/mo 3.2 yrs
Brisbane Australia $2,650/mo 3.1 yrs
Auckland New Zealand $2,650/mo 3.1 yrs
Christchurch New Zealand $2,650/mo 3.1 yrs
Calgary Canada $2,650/mo 3.1 yrs
Rotterdam Netherlands $2,650/mo 3.1 yrs
Linz Austria $2,650/mo 3.1 yrs
London United Kingdom $2,650/mo 3.1 yrs
Lusail Qatar $2,650/mo 3.1 yrs
Dublin Ireland $2,750/mo 3 yrs
Limerick Ireland $2,750/mo 3 yrs
Uppsala Sweden $2,750/mo 3 yrs
Al Khor Qatar $2,750/mo 3 yrs
Melbourne Australia $2,800/mo 3 yrs
Turku Finland $2,800/mo 3 yrs
Toronto Canada $2,850/mo 2.9 yrs
Galway Ireland $2,850/mo 2.9 yrs
Aalborg Denmark $2,850/mo 2.9 yrs
Malmo Sweden $2,850/mo 2.9 yrs
Helsinki Finland $2,850/mo 2.9 yrs
Tampere Finland $2,900/mo 2.9 yrs
Odense Denmark $2,950/mo 2.8 yrs
Tampines Singapore $2,950/mo 2.8 yrs
Stockholm Sweden $3,000/mo 2.8 yrs
Jurong East Singapore $3,000/mo 2.8 yrs
Stavanger Norway $3,050/mo 2.7 yrs
Woodlands Singapore $3,050/mo 2.7 yrs
Aarhus Denmark $3,150/mo 2.6 yrs
Akureyri Iceland $3,150/mo 2.6 yrs
Bern Switzerland $3,200/mo 2.6 yrs
Trondheim Norway $3,200/mo 2.6 yrs
Hafnarfjordur Iceland $3,250/mo 2.6 yrs
Bergen Norway $3,350/mo 2.5 yrs
Reykjavik Iceland $3,350/mo 2.5 yrs
Basel Switzerland $3,500/mo 2.4 yrs
Zurich Switzerland $3,600/mo 2.3 yrs
No city matches that search.

The Full Dataset

Every Tracked Country, All Four Variables

Monthly cost, runway on $100,000, visa-free days, nomad visa availability, and healthcare and safety scores for all 74 countries. Sorted by runway, longest first.

74 countries

Swipe to see all columns

Country Monthly cost Runway $100K Visa-free Nomad visa Health Safety
Egypt $700/mo 11.9 yrs 30 d no 7/10 5/10
India $750/mo 11.1 yrs 90 d no 7/10 4/10
Sri Lanka $750/mo 11.1 yrs 30 d yes 7/10 6/10
Nepal $800/mo 10.4 yrs 30 d no 6/10 5/10
Rwanda $800/mo 10.4 yrs 30 d no 6/10 5/10
Georgia $850/mo 9.8 yrs 360 d yes 7/10 6/10
Turkey $850/mo 9.8 yrs 180 d no 8/10 3/10
Vietnam $900/mo 9.3 yrs 90 d yes 7/10 7/10
Thailand $1,000/mo 8.3 yrs 60 d yes 8/10 6/10
Indonesia $1,000/mo 8.3 yrs 30 d yes 7/10 6/10
Colombia $1,000/mo 8.3 yrs 180 d yes 8/10 3/10
Malaysia $1,050/mo 7.9 yrs 180 d yes 8/10 8/10
Cambodia $1,050/mo 7.9 yrs 30 d no 6/10 6/10
Kenya $1,100/mo 7.6 yrs 90 d no 6/10 4/10
Dominican Republic $1,100/mo 7.6 yrs 180 d no 7/10 6/10
Romania $1,150/mo 7.2 yrs 90 d yes 8/10 7/10
Bulgaria $1,150/mo 7.2 yrs 90 d no 7/10 8/10
Argentina $1,150/mo 7.2 yrs 90 d no 8/10 6/10
Philippines $1,150/mo 7.2 yrs 30 d yes 7/10 6/10
Ghana $1,150/mo 7.2 yrs 30 d no 6/10 6/10
Serbia $1,200/mo 6.9 yrs 90 d yes 7/10 6/10
Montenegro $1,200/mo 6.9 yrs 90 d no 7/10 8/10
Albania $1,250/mo 6.7 yrs 360 d yes 7/10 7/10
Poland $1,300/mo 6.4 yrs 90 d no 8/10 8/10
Morocco $1,300/mo 6.4 yrs 90 d no 6/10 7/10
Brazil $1,300/mo 6.4 yrs 90 d yes 8/10 4/10
Ecuador $1,350/mo 6.2 yrs 90 d yes 8/10 3/10
Peru $1,350/mo 6.2 yrs 180 d yes 7/10 5/10
Mexico $1,400/mo 6 yrs 180 d yes 8/10 3/10
Hungary $1,450/mo 5.7 yrs 90 d yes 8/10 8/10
North Macedonia $1,450/mo 5.7 yrs 90 d no 7/10 7/10
South Africa $1,450/mo 5.7 yrs 90 d no 7/10 4/10
Croatia $1,500/mo 5.6 yrs 90 d yes 8/10 8/10
Panama $1,550/mo 5.4 yrs 180 d yes 8/10 6/10
Saudi Arabia $1,550/mo 5.4 yrs 30 d yes 8/10 6/10
Lithuania $1,550/mo 5.4 yrs 90 d no 8/10 8/10
Taiwan $1,550/mo 5.4 yrs 90 d no /10 7/10
Czech Republic $1,600/mo 5.2 yrs 90 d yes 8/10 8/10
Jamaica $1,600/mo 5.2 yrs 180 d no 7/10 6/10
Chile $1,650/mo 5.1 yrs 90 d yes 8/10 7/10
Costa Rica $1,700/mo 4.9 yrs 180 d yes 8/10 7/10
Latvia $1,700/mo 4.9 yrs 90 d no 8/10 8/10
Slovakia $1,750/mo 4.8 yrs 90 d no 8/10 8/10
China $1,850/mo 4.5 yrs 90 d no 8/10 5/10
Greece $1,900/mo 4.4 yrs 90 d yes 8/10 7/10
Uruguay $1,900/mo 4.4 yrs 90 d no 8/10 7/10
Estonia $1,950/mo 4.3 yrs 90 d no 8/10 8/10
Portugal $2,000/mo 4.2 yrs 90 d yes 8/10 9/10
Slovenia $2,000/mo 4.2 yrs 90 d no 8/10 9/10
Malta $2,050/mo 4.1 yrs 90 d no 8/10 10/10
Cyprus $2,100/mo 4 yrs 90 d no 8/10 6/10
UAE $2,150/mo 3.9 yrs 30 d yes 8/10 6/10
Spain $2,200/mo 3.8 yrs 90 d yes 8/10 8/10
Qatar $2,200/mo 3.8 yrs 90 d no 8/10 8/10
South Korea $2,250/mo 3.7 yrs 90 d yes 9/10 7/10
Singapore $2,250/mo 3.7 yrs 180 d yes 9/10 9/10
Italy $2,300/mo 3.6 yrs 90 d yes 8/10 7/10
France $2,450/mo 3.4 yrs 90 d no 8/10 6/10
Germany $2,500/mo 3.3 yrs 90 d yes 9/10 8/10
Japan $2,700/mo 3.1 yrs 90 d yes 9/10 9/10
Belgium $2,650/mo 3.1 yrs 90 d no 9/10 8/10
Austria $2,650/mo 3.1 yrs 90 d no 8/10 9/10
Netherlands $2,750/mo 3 yrs 90 d yes 8/10 8/10
Canada $2,850/mo 2.9 yrs 180 d no 9/10 8/10
United Kingdom $2,900/mo 2.9 yrs 90 d yes 9/10 7/10
New Zealand $2,950/mo 2.8 yrs 90 d no 9/10 9/10
Finland $2,950/mo 2.8 yrs 90 d no 9/10 9/10
Sweden $3,050/mo 2.7 yrs 90 d no 8/10 7/10
Denmark $3,200/mo 2.6 yrs 90 d no 8/10 8/10
Australia $3,350/mo 2.5 yrs 90 d no 9/10 8/10
Ireland $3,350/mo 2.5 yrs 90 d no 8/10 9/10
Norway $3,500/mo 2.4 yrs 90 d yes 9/10 8/10
Iceland $3,600/mo 2.3 yrs 90 d yes 9/10 10/10
Switzerland $4,000/mo 2.1 yrs 90 d no 9/10 9/10
No country matches that search.

Methodology

How This Was Calculated

Runway in years is calculated as savings ÷ monthly cost of living ÷ 12, using each country's baseline single-person monthly cost, and the same formula against city-level costs where available. Cost figures come from a public open-data cost-of-living API and are refreshed quarterly. The income threshold in Finding 2 is simply that monthly cost figure read the other way: income at or above it covers spending outright, so savings stop depleting.

Healthcare and safety scores run 0 to 10, derived from the UHC Service Coverage Index and the Global Peace Index respectively. Visa-free stay lengths reflect standard tourist entry for US passport holders and exclude extensions, border runs, and long-stay permits. Digital nomad visa availability is a yes/no flag for whether a formal remote-worker route exists, not a judgment on how accessible it is. Every source is named in full on the methodology page.

Runway figures assume no additional income and a constant cost of living at a normal (non-lean, non-luxury) standard. The interactive Runway Calculator lets you set your own income and lifestyle level.

Figures exclude one-time relocation costs, healthcare premiums, currency risk, and US tax obligations, which apply to citizens regardless of residence. Visa rules change frequently and should be verified against the relevant consulate before any decision. This report reflects data current as of July 2026.

Citing this report: every figure here is free to use in articles, newsletters, and research with attribution and a link to this page. I'm Marcin Janiak, I built this site and maintain the dataset behind it. Journalists can reach me for custom numbers on any country or savings amount: [email protected]. I typically reply within a day.